Pricing
Three plans. One pay-per-dossier path. No unlimited tier.
Solo
For advisors running a small, active prospect list.
5 credits per month
60 credits per year
Saves about 11 percent vs monthly
$11 per overage credit
Hard cap of 20 overage credits per month
Five fresh dossiers covers most weeks. The overage cap covers the occasional surge.
Professional
For advisors with a meaningful pipeline or a habit of running multiple dossiers per prospect.
25 credits per month
270 credits per year
Saves about 13 percent vs monthly
$10 per overage credit
Hard cap of 75 overage credits per month
Twenty-five credits supports a deeper prospect pipeline and repeat dossier runs across discovery, mid-cycle update, and pre-meeting prep.
Pay-per-dossier
One credit. No subscription. No commitment.
1 credit
The friction-free entry. Pull one dossier, see the integrity standard, decide whether a subscription pays for itself.
Firm
For small and boutique RIAs that procure under their own vendor diligence.
Custom seat and credit allocation
Multi-seat licenses, shared dossier credits, and tenant-level data export. Reach out to scope the right shape.
Every new account receives two free dossiers. No credit card required. Advisor verification runs through FINRA BrokerCheck plus SEC IAPD plus a work-email-domain match.
Wealth Recon does not sell an unlimited tier. A dossier costs about eight dollars to produce. Transparent pricing keeps the math honest at every tier and removes the over-consumption surprise that ends the relationship at renewal.
How the math works
A dossier costs about eight dollars to produce. Every plan prices so the math works at every tier without losing money on a customer's lifetime contribution. The Source Manifest at the back of every dossier is the proof. The price is the math.
The plan cards above carry every locked number. The sections below cover what the cards do not show: overage billing, refunds, annual prepay mechanics, cancellation, plan switching, and the free trial path.
Frequently asked questions
How does the free trial work?
Every new account receives two free dossiers. No credit card required. Three quick verification checks run on signup: FINRA BrokerCheck for active registration, the SEC Investment Adviser Public Disclosure database for adviser status, and a match between the work email domain you submit and your firm's primary domain. A clean three-pass auto-check grants access in seconds; any failed or incomplete check routes the application to a short manual review.
The two free dossiers run the same pipeline a paying advisor sees. The Source Manifest, the confidence score, the in-line editor, the Portable Document Format export, and the compliance-ready Comma-Separated Values file all ship on the trial.
How does overage billing work?
Each subscription plan includes a fixed credit allocation per period. When you exceed the included allocation, additional dossiers bill at the plan's overage price (eleven dollars per credit on Solo, ten dollars per credit on Professional). Overage credits charge against the payment method on file at the time of consumption; you see the charge inside Stripe and on your monthly invoice.
The overage cap per month (twenty credits on Solo, seventy-five credits on Professional) is the upper limit beyond which the system stops accepting new dossier requests until the next billing cycle. The cap exists to protect customers from runaway charges; if you hit the cap, switching to a higher tier or the annual plan is the right move.
What is the refund policy?
Two automatic refund paths. First, any dossier that ships with a confidence score below eighty refunds the credit automatically. The dossier still ships with a Low Signal banner, the credit posts back to your account within the hour, and you receive a confirmation email. Second, any dossier that fails the pipeline after five recovery rounds refunds the credit immediately and surfaces a notice that management has been notified of the error and will contact you directly.
Manual refund requests outside the two automatic paths are handled at support@wealthrecon.com. We do not refund credits that consumed against a clean dossier ship; the dossier is the artifact you paid for.
How does annual prepay work?
Annual plans bill once on the first day of the annual term and grant the full credit allocation in a single bulk allocation. Solo annual at five hundred twenty-five dollars grants sixty credits; Professional annual at two thousand two hundred ninety-five dollars grants two hundred seventy credits.
Credits do not expire within the annual term. On renewal day, unused credits drop to zero and the new annual allotment grants fresh. Overage charges trigger when the credit bucket hits zero, regardless of where in the year that happens.
What happens if I cancel?
Cancellation takes effect on the next billing cycle boundary. Existing credits remain spendable until the bucket runs out or the cycle expires. Your account, your edit history, your dossier archive, and your in-line notes all stay accessible. The plan simply does not renew.
If you cancel mid-cycle, the system pauses the plan: no new credits grant on the next renewal date, but any existing credits stay spendable through their natural expiration. The Stripe Customer Portal handles the cancellation flow.
Can I switch plans mid-cycle?
Upgrades take effect immediately. The new plan's credits grant on the next successful Stripe invoice payment, and the upgrade prorates against the prior plan through Stripe's standard proration rules. The change is visible inside your account in seconds.
Downgrades schedule for the next billing cycle boundary rather than taking effect immediately. The system does not refund unused credits at downgrade time; you continue on the current tier through the end of the cycle, then the new tier kicks in. This rule prevents customers from consuming a Professional allocation, downgrading to Solo, and refunding the difference.
Why is there no unlimited tier?
A dossier costs about eight dollars to produce. An unlimited tier hides that cost from the customer and from us. The customer who consumes thirty dossiers a month and the customer who consumes three would pay the same price; one subsidizes the other, and the next renewal becomes a surprise for whoever was wrong about their volume. Transparent per-credit pricing keeps both sides of the conversation honest.
Footer note
Annual prepay framing changed on 2026-05-07 after the original "two months free" copy did not math-check. Two months free would require a sixteen-point-six-seven percent discount; Solo annual delivers a ten-point-seven percent discount, Professional annual delivers a twelve-point-seven percent discount. The current framing is honest: Solo annual saves about eleven percent against twelve months of Solo monthly; Professional annual saves about thirteen percent against twelve months of Professional monthly.
End of pricing copy.